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01

Apr
2019

What is the mortgage payment? How to take over a loan

Do you know what the mortgage payment is? This is an operation that allows you to take over from another borrower, making your own mortgage. What does it mean? During the loan amortization period it is possible to “sell”. The loan to a third party Which from that moment will assume the obligation to repay […]

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17

Mar
2019

Credit scoring – history and creditworthiness, installments and capital

Credit scoring is a method of calculating the reliability of users who require a loan or a loan to purchase a property. It is therefore a tool available to banks or other active financial companies for the provision of loans. These subjects need to quantify the risks of insolvency of citizens who apply for funding. […]

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11

Mar
2019

Good faith for an over-indebtedness plan

In the case of over-indebtedness, individuals have the opportunity to get help. The public authorities have set up social assistance structures within the communes, such as the municipal social action centers and the social services of the regional council. These establishments are there to help you and inform you in the steps required depending on […]

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05

Mar
2019

How to manage your money without credit cards?

How to manage your money without credit cards is simply a matter of living within your means. Although it sounds simple, it can be a bit difficult when you are the first to make the change. The goal, however, is not to spend more money than you actually earn within a certain time frame. Sticking […]

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02

Mar
2019

Loan for residual debt relief

Anyone who wants to apply for a loan for a debt relief, will come around one or the other hurdle! An exemption from residual debts, after all, means that the debtor has a corresponding debt career behind him. The problem here is that even after the Restschuldfreireiung an entry in the private credit exists. This is interpreted by […]

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